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With the Oregon Coast Bank Visa Business Card The Choices are Yours....
	Avoid finance charges by paying your balance in full each month, or choose to manage your cash flow by making partial payments.
	You decide how much credit you want each authorized employee to have. We'll set individual limits based on your instructions.
	$100,000 Travel Accident Insurance
	Accepted Worldwide
Enjoy the Benefits of Flex Miles When you choose our Visa Business Flex Miles card, in addition to a preferred rate on your card purchases, you will receive the following travel benefits**:
	1000 Bonus Miles just for opening your account
	For every dollar you spend in purchases on your enrolled card you'll earn a matching Flex Miles point towards free air travel.
	Travel can be redeemed for as little as 25,000 points for a roundtrip ticket - up to a $350 value! You can also accumulate miles toward greater rewards.
	There are no blackout dates and no seat restrictions.
	Pre-trip assistance \
	Emergency ticket replacement
	Earn up to 10,000 points per month **only available on accounts with individual billing

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Oregon Coast Bank | Need a Loan

Need Funds? We've Loaned $182 Million+ In Just 5 Years

Oregon Coast Bank | HSA Programs

Rising Healthcare Costs? We Can Help with an HSA Program

Oregon Coast Bank | Financing Programs for Builders & Developers

Building on the Coast? Financing Programs for Builders & Developers

	Visa Business Flex Miles	*Visa Business*
Annual Percentage Rate	Index + 7.9% See explanation of index based variable rate below*	Index + 7.9% See explanation of index based variable rate below*
Annual Fee	$79 per account	None
Grace Period	25 days for purchases. No grace period for Cash Advances	25 days for purchases. No grace period for Cash Advances
Cash Advance Fee	2% of the amount of the Cash Advance subject to a minimum fee of $2	2% of the amount of the Cash Advance subject to a minimum fee of $2


*The Annual Percentage Rate (APR) will vary based on the Index (the National Prime Rate published in the The Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect on the first day of the billing cycle after a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased finance charges on the account. As of May 25, 2006, the Index was 8.00%. The account will never have an APR over 21%.

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