Online Banking User Access
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ClassicSavings
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Keep a balance above $200 and our ClassicSavings account has no monthly maintenance fee (a $3 fee will be charged for months that your balance drops below $200). Interest is compounded quarterly. E-statements (recommended for environmental & security reasons) are sent quarterly. If you use your ATM card, e-statements will be sent monthly. Mailed statements are available by request.*
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Money MarketSavings
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Enjoy higher interest and the convenience of writing checks (subject to
regulatory limits). Rates are competitive and tiered according to
balance levels. There is no monthly maintenance fee as long as you
maintain a $2500 minimum balance (a $10.00 monthly fee is charged
if your minimum balance falls below $2500). Interest is credited
monthly. Federal regulations allow up to a total of 6 account transfers,
checks or debit card transactions per month. Teller window
transactions are unlimited. E-statements (recommended for
environmental & security reasons) are sent monthly. Mailed
statements are available by request.*
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ClubAccount
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A traditional favorite, our ClubAccount is great way to save for specific
expenditures such as holidays and taxes. There is no minimum
balance and no withdrawals can be made until the account pays out
during the first week of November. At that time, the entire balance
plus interest (paid at maturity) is transferred to your Oregon Coast
Bank checking or savings account. A fee will apply in the event of
early withdrawal.*
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StudentSavings
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Available to students 23 and younger, our StudentSavings account
features no monthly maintenance fee and no minimum balance.
Interest is compounded quarterly. Statements are mailed quarterly
(monthly if you use your ATM card). E-statements (recommended for
environmental & security reasons) are sent quarterly. If you use your
ATM card, e-statements will be sent monthly. Mailed statements are
available by request.*
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*The minimum opening balance for all Oregon Coast Bank savings accounts (with the exception of StudentSavings) is $100. Interest below $1 will not be credited.
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