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Oregon Coast Bank |  Saving and Money Market Accounts
ClassicSavings  
Our ClassicSavings account is free as long as your balance stays above $200. A $3 fee will be charged for any month during which the balance drops below $200. Interest is compounded quarterly. Statements are mailed quarterly (monthly if you use your ATM card).
Money MarketSavings  
Enjoy higher interest and the convenience of writing checks (subject to regulatory limits). Rates are competitive and tiered according to balance levels. There is no monthly service fee as long as you maintain a $2500 minimum balance ($10.00 monthly service fee if minimum balance falls below $2500). Statements and interest are monthly. Federal Regulations allow up to 6 transfers (3 of which can be checks) per month and unlimited teller window transactions.
ClubAccount  
A traditional Lincoln County favorite, our ClubAccount is great for Holiday saving. There is no minimum balance and no withdrawals can be made until the account pays out during the first week of November. At that time, the entire balance plus interest (paid at maturity) is transferred to your Oregon Coast Bank checking or savings account. The timing of our ClubAccount payout also makes it perfect for putting money aside for property taxes.
StudentSavings  
Available to students 23 or younger, our StudentSavings account is free with no minimum balance. Interest is compounded quarterly. Statements are mailed quarterly (monthly if you use your ATM card).
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