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Debit & VISA

Oregon Coast Bank ATM/Debit Cards

Available with most Oregon Coast Bank checking and savings accounts, ATM/Debit cards allow you to make deposits, withdraw funds, perform balance inquiries and transfer funds between accounts at ATMs throughout the country. All transactions are free of charge at Oregon Coast Bank ATMs. In addition, you can use your card’s debit function to make purchases at any business that accepts Visa debit transactions.

$0 Liability

You are not responsible for banking transactions and purchases made by unauthorized individuals if your card is reported lost or stolen.

The Nation’s Largest ATM Network

We’ve teamed up with Allpoint, the nation’s largest ATM network, to bring our customers access to more than 40,000 ATMs throughout America.

Without a doubt, that’s good news for travelers, but it’s also great news here at home. The fact is, there are currently 21 Allpoint ATMs in Lincoln County and 10 Allpoint ATMs in Tillamook County. And as much as we enjoy seeing our customers’ smiling faces at our Oregon Coast Bank offices, we understand that a local Allpoint ATM right in your neighborhood may sometimes be more convenient.

Planning to Travel Outside the Country?
Worried About Carrying Too Much Cash?

For several years now, Americans traveling internationally have used their debit cards to withdraw cash. However because of recent increases in fraudulent use of counterfeit cards abroad, many American banks have chosen to limit the use of their debit cards to the United States of America. This additional security measure is now in effect for Oregon Coast Bank debit cards.

If you are planning to travel outside the country, several options are available. You can request that we open your debit card for international use during the specific period that you will be abroad.

We May Be Calling You…

If we suspect fraudulent ATM or debit card use, we’ll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

• Our automated call will ask you to verify recent transaction activity on your card.
• You’ll be able to respond via your touch tone keypad.
• You’ll also be provided with a toll-free number to call should you have additional questions.

Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times. In the meantime, please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions. Here are some additional tips on protecting yourself from debit card fraud:

Protect Yourself:

Unless absolutely required for a legitimate business purpose, avoid giving out your:

• Address and ZIP code
• Phone number
• Date of birth
• Social Security number
• Card or account number
• Card expiration date

Your PIN is private; never give it out.

In stores and at ATMs, always cover your card and PIN, and watch for:

• Cell phone cameras, mirrors, or other tools used to view cards and PINs
• People watching your transactions, Cashiers taking your card out of sight; take it to the register yourself
• Any unusual activity at ATMs; if you feel uncomfortable, go to another ATM

Online, you should never respond to unsolicited emails that:

• Ask you to verify your card or account number; such emails are not sent by legitimate businesses
• Link to websites; such sites can look legitimate but may collect data or put spyware on your computer