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Due to recent changes in regulation, Oregon Coast Bank requires your approval before we are able to consider payment of debit card purchases and ATM withdrawals that may overdraw your checking account. Click on the link below and fill out the form, letting us know whether or not you would like to participate.

HSAs (Health Savings Accounts) are tax-exempt accounts for accumulating savings to pay for medical expenses.  They were created by Congress in order to combat rising medical costs.  HSA contributions are tax-deferred and withdrawals are tax-free providing that they are used for eligible medical expenses.  Designed to be used in conjunction with affordable high deductible health plans, your HSA can cover small and routine medical expenses until your deductible is met and insurance benefits "kick in".