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Personal Loans

Auto, Motorcycle & RV Loans

If you’re looking for fast approval, competitive rates and convenient terms, Oregon Coast Bank is the ideal solution for auto, motorcycle and RV financing. We make it easy. Just call or visit your local Oregon Coast Bank office today.

• Get pre-approved before visiting the dealership (a great advantage in price negotiations)
• Same or next-day closings for many vehicles (subject to credit approval)
• Up to 100% financing of new or used vehicles
• Loans from $2500 and up
• Competitive fixed or adjustable rate terms
• Refinance a current auto, motorcycle or RV loan
• Transfer funds online from another Oregon Coast Bank account to make payments to your auto, motorcycle or RV loan.


Boat Loans

With all of our offices on the coast, including our headquarters which overlooks Yaquina Bay, Oregon Coast Bank has extensive experience in financing boats for both recreational and professional use. Unlike other banks, you’ll find marine-knowledgeable loan officers in all of our branches. Our officers and Board of Directors include recreational and professional fishermen. So if you’re considering financing a boat or need funds for vessel improvements, talk to us. We’ll get you out on the water faster.

• Get pre-approved before negotiating a vessel purchase
• Same or next-day closings for many vessels (subject to credit approval)
• Up to 100% financing of invoice for new or used boats
• Loans from $5000 and up
• Competitive fixed or adjustable rate terms
• Single, balloon and custom payment schedules available
• Refinance a current vessel loan
• Transfer funds online from another Oregon Coast Bank account to make payments to your vessel loan.


Personal & Consumer Loans

In recent years, many of the major chain banks have de-emphasized personal and consumer loans that don’t fit their established high-volume programs (mortgages, auto loans, student loans, etc.). Which means many people have been forced to obtain financing from retail sources, which don’t always offer competitive rates and terms. At Oregon Coast Bank, we think that’s a shame. As a community bank, we feel it’s our responsibility to provide funding for a wide variety of customer needs. Even if we don’t already have an established loan program for your particular lending need, we’ll custom fit one.

We loan our customers money for home remodeling, new furniture, vacations, appliances, technology purchases, vehicles, educational expenses, debt consolidation… sometimes we lend money just to help with life’s emergencies. Simply put, if you need funds for any worthwhile reason, we’ll do our best to help. Quickly.

• Get pre-approved before negotiating a purchase
• Same or next-day closings for many loans (subject to credit approval)
• Up to 100% financing of your purchase
• Loans from $2500 and up
• Competitive fixed or adjustable rate terms
• Single, balloon and custom payment schedules available
• Transfer funds online from another Oregon Coast Bank account to make payments to your loan.


Personal Lines of Credit

Personal lines of credit from Oregon Coast Bank can fund a wide variety of financial needs including home remodels, furniture, debt consolidation, business start ups, educational costs, vacations, even the purchase of a car, boat or RV. Whatever your desired purpose, Oregon Coast Bank personal lines of credit offer many benefits including:

• Competitive rates (lower than most credit cards)
• Credit limits range from $5,000 – $500,000
• Convenient unlimited access to your funds. Just call or visit any of our offices to transfer funds to an Oregon Coast Bank checking account (with no fees and no minimums).
• Protect yourself from unplanned overdrafts by linking your personal line of credit to your Oregon Coast Bank checking account
• Flexible repayment options include interest only or 1.5% of the outstanding balance
• Use our Fixed Rate Option to convert funds to up to three separate fixed rate installment loans within your line of credit. For example, if you had a $100,000 line of credit and you purchased a $60,000 boat, you can instruct us to create a fixed rate, fixed payment option within your line, and still have $40,000 in credit available. As you repay your Fixed Rate Option, your available line of credit is automatically replenished.


Skip Payment Request

If you would like to participate in a Skip Payment Request print and fill out the form below and return it to your local branch for approval.

Skip Payment Request Form