This is a standard loan that can be used for primary, secondary, or investment properties. Conventional loans may require mortgage insurance, which will increase your monthly payment. Three unit and four unit properties may require more equity than primary or investment homes.
Oregon VA (ODVA)
To thank veterans who call Oregon “home”, the State of Oregon provides ODVA loans to eligible veterans. These loans stay in the state of Oregon. This program offers some very attractive incentives to veterans in Oregon who are purchasing a primary residence in Oregon.
Veterans Administration (VA)
This loan is a home-mortgage option available to United States Veterans, Service Members and not remarried spouses to purchase a primary home. VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA).
Federal House Administration (FHA)
FHA loans offer many benefits and a level of security that you won’t find in other loans. An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). These loans are popular with first time home buyers. FHA loans can be made to purchase a primary residence which includes a single family or multi-family home in the United States.
We offer a variety of manufactured & mobile home loan options whether you are buying or refinancing a manufactured house or mobile home.
USDA Rural Development
This program provides financing for low- to moderate-income homebuyers wanting to buy a home in a rural development area. USDA Home Loans are affordable and backed by the federal government. Qualified program participants must purchase a home in an eligible rural area, as defined by the U.S. Department of Agriculture and have a household income that does not exceed the established limits where the home is located.